Nova City Islamabad Payment Structure - 0% Markup

Installment system: 25% down payment, 36 monthly payments at no extra cost. Plot prices: 5 marla PKR 2.5M, 10 marla PKR 4.8M, 1 kanal PKR 9M, 2 kanal PKR 16M. No interest charges, no hidden fees.

25% Down Payment
36 Monthly Payments
0% Interest Charges
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Plot Categories & Payment Breakdown

Transparent pricing structure with no markup on installments

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5 Marla Standard - PKR 2.5 Million

Payment Structure:
• Down Payment: PKR 625,000 (25%)
• Monthly Installment: PKR 52,083 x 36 months
• Total Amount: PKR 2,500,000
• Booking Fee: PKR 100,000 (adjustable)

Plot size: 25x50 feet (1,250 sq ft). Corner plots: 30x45 feet at 10% premium. Development charges: PKR 250,000 separate. Utility connections: PKR 75,000.

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10 Marla Standard - PKR 4.8 Million

Payment Structure:
• Down Payment: PKR 1,200,000 (25%)
• Monthly Installment: PKR 100,000 x 36 months
• Total Amount: PKR 4,800,000
• Booking Fee: PKR 200,000 (adjustable)

Plot size: 35x70 feet (2,500 sq ft). Double-road frontage: 8% premium. Corner plots: 40x65 feet at 12% premium. Development charges: PKR 450,000.

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1 Kanal Standard - PKR 9 Million

Payment Structure:
• Down Payment: PKR 2,250,000 (25%)
• Monthly Installment: PKR 187,500 x 36 months
• Total Amount: PKR 9,000,000
• Booking Fee: PKR 300,000 (adjustable)

Plot size: 50x90 feet (5,000 sq ft). Corner plots: 55x85 feet at 15% premium. Triple-road corners: 20% premium. Development charges: PKR 750,000.

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2 Kanal Standard - PKR 16 Million

Payment Structure:
• Down Payment: PKR 4,000,000 (25%)
• Monthly Installment: PKR 333,333 x 36 months
• Total Amount: PKR 16,000,000
• Booking Fee: PKR 500,000 (adjustable)

Plot size: 75x130 feet (10,000 sq ft). Corner plots: 80x125 feet at 18% premium. Suitable for luxury homes. Development charges: PKR 1,200,000.

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Additional Costs & Government Fees

Complete breakdown of extra charges beyond plot price

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Development Charges

Separate from plot price. 5 marla: PKR 250,000. 10 marla: PKR 450,000. 1 kanal: PKR 750,000. 2 kanal: PKR 1,200,000. Covers roads, utilities, street lighting, drainage systems, and common area development.

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Utility Connection Fees

Electricity: PKR 45,000-150,000 (based on load requirement). Water: PKR 25,000-75,000 (plot size dependent). Gas: PKR 15,000-50,000. Sewage: PKR 12,000-35,000. All connections through authorized utility agencies.

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Transfer & Registration

Transfer fees: PKR 25,000 (up to 1 kanal), PKR 50,000 (2 kanal). Includes stamp duty, registration charges, and legal documentation. Payable at possession time. Processing through Sub-Registrar Office Fateh Jhang.

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Construction Permits

Building permit: PKR 15,000-45,000 (based on covered area). Water tank approval: PKR 5,000. Electrical inspection: PKR 3,000. Completion certificate: PKR 8,000. All permits through TMA Fateh Jhang.

Payment Schedule Flexibility

Multiple options for different financial situations

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Monthly Installments

36 equal monthly payments due on 1st of each month. Late payment penalty: 0.5% per month on overdue amount. Early payment discount: 2% if entire balance cleared within 12 months. Automatic bank debit facility available.

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Quarterly Installments

12 quarterly payments due January 1, April 1, July 1, October 1. Same total cost as monthly plan. Suitable for seasonal business owners and commission-based income earners. No additional charges for quarterly option.

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Early Payment Discounts

5% discount on remaining balance if paid within 6 months. 3% discount if paid within 12 months. 1% discount if paid within 18 months. Calculated on outstanding principal amount. Discount applied to final payment.

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Payment Protection

Booking amount fully refundable within 30 days. Down payment protection through designated escrow account. Installment receipts provided for each payment with unique transaction ID. Payment history available online 24/7.

Bank Financing Options

Partnership with leading banks for plot financing

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Habib Bank Limited (HBL)

Financing up to 70% of plot value
Interest rate: 12% per annum
Tenure: Up to 7 years
Processing time: 15-20 working days
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🏛️

United Bank Limited (UBL)

Financing up to 65% of plot value
Interest rate: 11.5% per annum
Tenure: Up to 5 years
Processing time: 10-15 working days
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Bank Alfalah

Financing up to 60% of plot value
Interest rate: 13% per annum
Tenure: Up to 6 years
Processing time: 12-18 working days
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Booking Procedure

Step-by-step guide to secure your plot

1️⃣

Plot Selection

Choose plot category (5 marla, 10 marla, 1 kanal, 2 kanal). Select preferred location within development. Confirm availability with sales team. Receive plot allocation letter.

2️⃣

Documentation

Submit CNIC copy, passport size photos, and contact details. Provide proof of income for bank financing if required. Complete application form. Pay booking fee.

3️⃣

Agreement Signing

Review and sign purchase agreement. Pay down payment (25% of plot price). Receive payment schedule and installment plan. Get plot allocation certificate.

4️⃣

Installment Management

Monthly installments start from next month. Online payment portal access provided. Regular payment reminders via SMS/email. Possession after 50% payment completion.

5️⃣

Possession & Transfer

Complete remaining installments. Pay development charges and utility connection fees. Receive possession letter and site visit approval. Process transfer and registration.

6️⃣

Construction Start

Apply for building permits through TMA Fateh Jhang. Submit construction drawings for approval. Begin construction as per approved plans. Receive completion certificate.

Payment Plan Comparison

Compare all plot categories at a glance

Plot Category Plot Size Total Price Down Payment (25%) Monthly Installment Development Charges
5 Marla Standard 25x50 (1,250 sq ft) PKR 2.5M PKR 625,000 PKR 52,083 PKR 250,000
10 Marla Standard 35x70 (2,500 sq ft) PKR 4.8M PKR 1,200,000 PKR 100,000 PKR 450,000
1 Kanal Standard 50x90 (5,000 sq ft) PKR 9.0M PKR 2,250,000 PKR 187,500 PKR 750,000
2 Kanal Standard 75x130 (10,000 sq ft) PKR 16.0M PKR 4,000,000 PKR 333,333 PKR 1,200,000

Prices subject to change. Corner plots carry 10-18% premium based on size.

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Premium Plot Categories

Location-based premiums and special features

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Corner Plots

10% premium over standard plot price. Additional frontage provides dual road access and better visibility. Corner+park facing combinations carry 15% premium. Wider road frontage increases commercial potential.

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Park-Facing Plots

5% premium for direct park views. 8% premium for corner+park facing combination. Includes 25-acre central park and 5-acre sector parks. Enhanced resale value and rental potential. Direct park access from plot.

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Main Boulevard Plots

12% premium for 120-foot main boulevard frontage. 15% premium for double road frontage. Commercial potential with higher visibility. Direct access to main development artery. Premium location for business use.

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Commercial Zone Plots

20% premium for designated commercial zones along main boulevard. Mixed-use development potential. Ground+3 floors permitted. Basement parking mandatory. Higher rental yields expected.

Limited-Time Booking Incentives

Special discounts for early bookings

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Early Bird Discount

1% discount on total plot price for bookings completed before December 31, 2025. Applied as credit against final installment. Minimum booking: PKR 100,000. Cannot be combined with other promotional offers.

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Group Booking

5+ plots: 0.5% discount per plot. 10+ plots: 1% discount per plot. 20+ plots: 1.5% discount per plot. Group must book within 30-day window. Payment plans remain individual.

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Referral Program

Referrer receives PKR 25,000 cash bonus per successful referral. Referee receives 0.5% discount on plot price. No limit on number of referrals. Referral must mention at time of booking.

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Flexible payment plans with 0% interest charges

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25% down payment • 36 monthly installments • 0% interest • PHATA-approved